Individual Services

BUDGETING AND FINANCIAL PLANNING  

A personal financial plan is an effective way to manage all areas of your financial life.  We create a personalized budget and financial plan that meet your needs and goals by identifying areas where you can save money, reduce expenses, and create a plan to pay off debt. Think of this as a map that shows you how to save, spend, and invest to reach your goals. 

CREDIT COUNSELING 

Our credit counseling services will help you understand your credit report, identify areas for improvement, and create a plan to improve your credit score. We also help you dispute errors on your credit report and negotiate with creditors to remove negative items. 


DEBT COUNSELING 

Our debt counseling services will analyze your debt and develop a debt management plan that's tailored to your specific needs. We will also work with your creditors on your behalf to negotiate lower interest rates, waive fees, and create a payment plan that's manageable for you.